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- 12:41, 20 August 2022 TarahHaugh858 talk contribs created page User:TarahHaugh858 (Created page with "Direct loans are government-backed student loans that are offered by the Department of Education. These loans are designed to help students pay for college costs. There are two types of direct loans: subsidized and unsubsidized. Subsidized loans have lower interest rates than unsubsidized loans. Unsubsidized loans do not have any type of subsidy attached to them.<br> Parental Loans<br> Parental loans are private loans given directly to parents by banks and credit unio...")